The following is a link to Forbes magazine: http://www.forbes.com/sites/emilylambert/2011/12/29/the-ultimate-resolution-for-2012-kick-debt/
Emily Lambert wrote the article about my financial woes and hopefully brighter future. This article is a little scary to put out there because it talks about all of my financial failings and how bad it has been. I hope that you see it as a hope for the future. Things don't always go how we hope, but we need to keep going and keep struggling even though it is hard. So this is an article of hope and looking forward to the future.
I hope that you enjoy. Looking forward to a brighter tomorrow and enjoying the present :)